According to a news release from CMS, the gender-affirming care will include treatments like “eye and lid modifications, face tightening, facial bone remodeling for facial feminization, breast/chest construction and reductions, and laser hair removal.”
Under the Affordable Care Act, states are required to provide coverage in 10 broad categories of EHBs such as maternity care and emergency services. You can see those 10 categories here. As Colorado did in this case, states are permitted to create state-specific “benchmark” plans that include certain services and treatment under those 10 broad categories.
In addition to gender-affirming procedures, the updated coverage in Colorado’s benchmark plan includes annual mental health exams and “this plan also addresses substance abuse disorders by expanding the number of opioid alternatives that insurance companies will cover to 15, including the option of acupuncture for pain management,” Polis explained.
Asked about the cost of the additional coverage areas in the benchmark plan, Colorado Division of Insurance Commissioner Mike Conway said it was “negligible;” people enrolled in the plan will see an increase of just 64 cents a month, he said.
Polis added that the updated coverage will save people substantially more than it will cost them, “particularly in the form of reducing opioid dependency, which is tremendously costly from a human and financial perspective.”
Multiple speakers at the governor’s press conference touched on the importance of gender-affirming care for transgender individuals, especially when it comes to their mental health.
Conway said the treatment is important to “make sure that people can get the care that they need to live the life that they want to live and the life that they actually identify with.”
Brooks-LaSure said the treatment could be “life-saving.”
[Related: For many pregnant transgender people, competent medical care is hard to find]
A recent study from the Seattle Children’s Gender Clinic found that gender-affirming hormone treatments for transgender and non-binary youth participating in the study led to a 60% decrease in moderate and severe depression and 73% decrease in suicidality.
But such treatment has also become a political issue. In Arkansas earlier this year, for example, the state legislature overruled Republican Governor Asa Hutchinson’s veto and enacted a ban on gender-affirming care for transgender youths.
Dr. Robert Garofalo, division head of adolescent and young adult medicine at Lurie Children’s Hospital in Chicago said that kind of legislation is “not just anti-trans. They’re anti-science. They’re anti-public health.”
“These last 18 months have been difficult for everybody,” Polis said in reference to the COVID-19 pandemic, “but we’ve also seen the impact on people's mental health and in some cases the pandemic has intensified behavioral health and substance abuse issues that Coloradans are facing.”
Kyle Cooke is the Digital Media Manager at Rocky Mountain PBS. You can reach him at firstname.lastname@example.org.