Life Wise: A resource guide 

Boomers and Seniors: Growing in numbers
- By 2050, 20 percent of America's population will be over age 65. 
- The number of Americans aged 45-64 – who will reach 65 over the next two decades – increased by 31percent during this decade.
- Baby boomers will be turning 65 at a rate of more than 10,000 a day for the next 19 years
Additional information and resources about boomer/senior issues 
Info from the National Institute on Aging
Improving the Lives of Older Americans, National Council on Aging
Resources from the Administration on Aging
Resources from the Colorado Commission on the Aging
Colorado Trust report
Senior Resource Directory from the Denver Regional Council of Governments
Senior Resource Guide



Health/Fitness

- 133 million Americans have a chronic condition like heart disease, arthritis, diabetes, or cancer.
- One in five older adults is caught in the grips of depression, anxiety, or substance abuse.
Falls Among Older Adults
-Every 18 seconds, an older adult is treated in an emergency room for a fall, and every 35 minutes a senior dies following a fall. 
-Falls
 are the leading cause of injury-related deaths among people age 65 and older, accounting for almost 16,000 deaths in 2005. 
-One out of every three people aged 65 and older falls each year, despite the fact that research shows most falls are preventable. 

-It costs more than $19 billion each year to treat injuries from falls, with the average hospitalization for a fall costing $17,500.
-By 2020, the annual costs for fall-related injuries are expected to reach $54.9 billion (in 2007 dollars).


Additional information on health and fitness
Exercise tips for older Americans from NIH
Go4Life, a project of the National Institute on Aging, NIH
Exercise tips for older Americans from from the American Heart Assocation
Be a Quitter -- tips from the American Lung Association
Colorado Health Report Card
Find out more about SilverSneakers



Finances
- A third of retired older adults rely on Social Security for more than 90 percent of income.
- Even after decades of outreach efforts, large percentages of low-income seniors who are eligible for important public benefits are not receiving them. (National Center for Benefits Outreach and Enrollment) In fact, only 1.7% of seniors received public benefits in 2009. (American Community Survey, 9/28/10) 
- More than 70 million people receiving Medicare over next two decades
- Nearly 7.1 million Americans aged 65+ live in poverty.
- Americans aged 50+ represent 28% of all delinquencies and foreclosures in the current crisis. (AARP)
- Women fare worse than men, with 38% economically disadvantaged compared to 23% of men: White women aged 65+ comprise 50% of those living below poverty. 50% of African American women aged 65+ have incomes at or below 200% of FPL.
- In 2009, 27.1 million Americans aged 55+ were employed, and 1.9 million were actively seeking work. In May 2010, 60% of unemployed older workers had been out of work for six months or longer, and 43% had been without a job for more than a year. (CNN, 7/2/10)
- One-third of senior households has no money left over each month or is in debt after meeting essential expenses. (Institute on Assets and Social Policy, 2009)
-   More than half of all the senior households do not have sufficient financial resources to meet median projected expenses based on their current financial net worth, projected Social Security, and pension income. 
-  96% of Americans aged 65-69 with incomes below the poverty threshold possess retirement savings of less than $10,000. (Institute on Assets and Social Policy, 2009)
-   More than half of people aged 50+ who carry debt spend most of their monthly income paying it down.
-   In 2008, the average credit card debt among adults aged 65+ was $10,235. Commonly cited reasons for debt were to pay necessary living expenses and medical costs.
-   14% of adults aged 65+ face retirement with negative net worth, contributing to a rise in bankruptcies that has grown at the fastest pace ever. (Aging and Bankruptcy, U.S. Courts)
  Health & Nutrition
- 17% of U.S. households with an elderly member were categorized as food insecure in 2008. These households were uncertain of having, or were unable to acquire, enough food to meet the needs of all members due to insufficient money or other resources. (U.S. Department of Agriculture, 2008)
-More than one-third of African American and Latino seniors pay out-of-pocket health expenses that consume 15% or more of their income.
Resources
National Council on Aging, Enhancing economic security
Colorado State Attorney General, resources for older consumers
AARP, Elder Watch



Legal issues
Colorado Legal Services, a nonprofit corporation that has assisted persons with low income and seniors in the State of Colorado for over 85 years. The mission of Colorado Legal Services is to provide meaningful access to high quality, civil legal services in the pursuit of justice for as many low-income persons and members of vulnerable populations throughout Colorado as possible.
The Legal Center's primary goal is to open up the legal system to those who would otherwise be unable to voice their needs because of the complexity of the service bureaucracy, their disability or because they are unable to act on their own behalf.
Colorado Gerontological Society
Colorado Eldercare Planning Council
Colorado Hospital Association's "Your Right to Make Health Care Decisions" brochure
Department of Health and Human Services offers extensive resources in its Eldercare Locator section
Department of Health and Human Services offers extensive resources for the "sandwich generation" 
Department of Veterans Affairs, Veterans Benefits Administration
Administration on Aging, Elders and Families
Aging With Dignity
Glatstein & O'Brien, LLP
Senior Law Day (July 23, 2011, Denver Merchandise Mart)



Housing alternatives
- Every day, 10 million Americans need help with tasks like eating, dressing, and bathing. 
- More than 13 million older adults could pay for help - but their money is tied up in their homes. 
- Each year, up to 5 million older adults are the victims of elder abuse. 
- Three out of five senior households of color use more than 30% of their income to pay housing costs, the U.S. Department of Housing & Urban Development’s definition for unaffordable housing.
- 44% of African American and 37% of Latino seniors either rent or have no home equity.
- Americans aged 50+ represent 28% of all delinquencies and foreclosures in the current crisis. (AARP)
Resources

Colorado Foreclosure Hotline
Assisted Living and In Home Care Placement Services
Sidekick Homes



Seniors as activists/game-changers

-About 30 percent of boomers volunteering
Resources
Boomers Get Their Groove Back, article from AARP
Colorado Experience Bank
Colorado Senior Lobby
Colorado AARP
Reinventing Aging, Harvard School of Public Health
Five groups that help seniors find new things to do



Colorado’s boomers: 
Colorado is a magnet for the baby boom generation. Nearly a third of Metro Denver's residents are boomers - much higher than the national average of 26.8 percent. Some non-urban Colorado counties have even higher concentrations of boomers. 
- In 2006, an estimated 246,000 people aged 55 - 64 lived in the Metro area.
- By 2010, this age group will number nearly 300,000.
Resources
Boomers Leading Change
Colorado Commission on Aging
Division on Aging and Adult Services
Websites We Like 
Aging Hipsters
Futureme.org
Maintaining Mental Agility

Take a driving test
Play some games: 
http://www.realage.com/look-young-stay-sharp/aging-well/
http://games.aarp.org/
http://www.sharpbrains.com/teasers/
More about "Life Wise" guests: 
Sam Adams , boomer commentator
Tucker Hart Adams, economist
Greg Dobbs , Boomer Cafe

Bob Epstein, Colorado Senior Lobby
Kevin Fitzgerald, boomer commentator
Kelli Fritts, AARP Colorado
Carl Glatstein, elder law attorney
Jeanette Hensley, consultant for senior, baby boomers and aging issues
Dr. Larry Hergott, Playing the Moonlight Sonata From Memory: Celebrating the Wonders of Our Difficult Life
Mike Kephart, architect
Dr. Elizabeth Kraft, Anthem
Laura Newman, SilverSneakers
Joan Therese Seivert, Connections Unlimited
Dr. Mike Wasserman, co-founder of Senior Care of Colorado
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